Before we talk about earthquake insurance in Turkey, it is necessary to verify some important information in this regard, because throughout the history of the city of Istanbul life has evolved and the development of urbanization has also adjusted to the conditions and characteristics of the city.
The city is known to have formed a political and economic center of gravity during Ottoman rule, and the city has seen the revival of the ancient city, most of its expressions still exist today.
However, the city's strategic location across Eurasia also appears to have taken its toll, as the city has experienced numerous earthquakes throughout its long history, affecting its structure and causing extensive damage. This forced people to build houses with wood rather than stone to avoid as much damage as possible. However, this effective solution - at least on the surface - then presented a real problem, which repeatedly threatened Istanbul with the fires that engulfed the entire city and wiped out a quarter of its Regions were reduced to ashes, especially in the 17th century AD.
As far as contemporary history is concerned, modern Turkish architecture has undergone qualitative changes in design styles and types of materials used, but it seems that most buildings in the 1990s did not take into account the possibility of earthquakes in Istanbul by geologists at the time problem concerns. During this time, the city experienced a devastating earthquake, prompting the Turkish government to develop new standards that take into account the latest scientific knowledge on earthquake resistance. Based on recent earthquake studies, the public and private building sectors have been instructed to transform facilities into earthquake-resistant safe ones by developing safe construction of buildings.
After 2012, the Turkish government started planning new urban renovations that would include the whole of Turkey, especially the city of Istanbul, as the Turkish government committed to demolishing all earthquake-prone buildings and rebuilding them according to modern conditions, as well as private sector buildings that meet earthquake-resistant conditions company. under athletic supervision. The Turkish government conducts a comprehensive study on the earthquake resistance of all buildings in Turkey. The Turkish government has codified all these requirements by providing a legal framework for them and issuing detailed implementing regulations for each state separately.
Government requirements in this regard are reflected in the question of DASK earthquake insurance, which has become mandatory in recent years, because today you cannot conduct business or contracts related to any building (buy-lease...) . Turkey's horizontal earthquake insurance is not in Turkey is one of the cards in this transaction.
This is a type of insurance that covers possible damage to buildings after an earthquake.
Earthquake insurance in Turkey helps to:
Earthquake insurance in Turkey covers building foundations, main walls, partition walls, garden walls, retaining walls, ceilings and floors, stairs and escalators, skylights, corridors, roofs, chimneys and supporting parts on top of buildings.
According to Law No. 6035 on Natural Disaster Insurance, these buildings are covered by Turkey's earthquake insurance. In short, dwellings registered on title deeds and the workplaces and offices contained therein, separate parts of real estate subject to Condominium Act No. 634, dwellings built or granted by the state natural disasters, buildings in the category of land easements Objects and buildings that have not yet received a description of buildings, the type of which has not yet been determined in the Tapu department, but which meet the requirements of the two above-mentioned laws.
Earthquake insurance in Turkey does not cover the following:
Notably, in the last few months after the earthquake that hit the city on September 26, rents for newly built houses in Istanbul increased by 20% compared to rental prices.
Finally, at Property Superiors Company, we recommend that you own property within a newly constructed building subject to the above criteria to avoid possible damages.
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